Car Loan Amortization Calculator
See every payment split into interest and principal.
Your figures stay on your computer — no server, no tracking, no registrationTry: Loan amount=24000, APR=5.9, Term=5 → $24,000, $463, 60, $3,772, $27,772
How to use
Amortization shows how each payment is divided: early payments are mostly interest, later ones mostly principal. The table below lists the first year.
Formula
Each period: interest = balance × r, principal = PMT − interest.
FAQ
Why do early payments feel slow?
The balance is largest at first, so interest takes the bigger share.
Can I see the full schedule?
This preview shows the first 12 months; the math covers the whole term.
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