Remaining Loan Balance Calculator
What do you still owe?
Your figures stay on your computer — no server, no tracking, no registrationTry: Original loan=20000, APR=6.5, Term=5, Paid months=24 → $20,000, 24, $12,768, 36, $2,160
How to use
After making payments for a while, your balance is the future value of the loan minus the future value of payments made. Enter the original terms and months paid.
Formula
Balance = P(1+r)k − PMT·((1+r)k−1)/r, k = paid months.
FAQ
Why less than expected?
Extra or rounded-up payments chip the balance faster than the schedule.
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