Personal Loan Calculator with Amortization
Payment plus full amortization schedule.
Your figures stay on your computer — no server, no tracking, no registrationTry: Loan amount=10000, APR=8.9, Term=3 → $10,000, $318, 36, $1,431, $11,431
How to use
Combines the monthly payment with a period-by-period breakdown of interest and principal for a personal loan.
Formula
Each period: interest = balance × r, principal = PMT − interest.
FAQ
Where does the extra go?
Early payments mostly cover interest; later ones build principal fast.
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