Loan Calculator with PMI
Add mortgage insurance to the payment.
Your figures stay on your computer — no server, no tracking, no registrationTry: Home price=300000, Down %=10, APR=6.5, Term=30 → $300,000, 10%, $270,000, $1,707, $113, $1,819
How to use
With less than 20% down, lenders usually require PMI. Enter the home price, down percent, rate and term to see principal-interest plus the PMI cost.
Formula
Loan = price × (1 − down%); PMI ≈ 0.5%/yr of loan if down < 20%.
FAQ
Drop PMI later?
Once equity hits 20–22%, you can usually cancel it.
PMI worth it?
It lets you buy with less down; the cost fades once you refinance or reach 20%.
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