LoanMath

New Car Loan Calculator

Finance a brand-new vehicle.

Your figures stay on your computer — no server, no tracking, no registration
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yr

Try: Car price=34000, Down payment=5000, APR=5.4, Term=6 → $34,000, $5,000, $29,000, $472, $5,016, $39,016

How to use

New cars usually qualify for the lowest promotional rates. Enter the sticker price and your down payment to see the monthly cost over your chosen term.

Formula

PMT on price − down at the new-car APR.

FAQ

0% deals — real?

Sometimes offered on promotions; otherwise the rate is closer to 5%.

Longer term for a new car?

Stretches the payment down but you stay upside-down longer.

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