Student Loan Calculator
Monthly payment on a student loan.
Your figures stay on your computer — no server, no tracking, no registrationTry: Loan amount=25000, APR=4.5, Term=10 → $25,000, $259, $31,092, $6,092
How to use
Federal and private student loans use the same amortizing math. Enter the balance, rate and term to see the monthly payment and total interest.
Formula
PMT on the loan amount over the term.
FAQ
Are student rates fixed?
Federal loans are fixed; private can be fixed or variable.
Standard vs income-driven?
This shows the standard fixed payment, not income-based plans.
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